Streamline business expenses

Track spending and streamline the entire expense process—all in one place

business expenses

Boya is a financial technology company, not a bank. Banking services are provided on
Boya by regulated licensed bank partners.

The operating business account for modern finance teams

Designed to give finance teams context when reconciling bank statements.

koko
vivo
watu
equity afia
dtb
visa
hemingway
radio africa

Operations

Establish spending processes that work for the whole company.

Office Management

Flexible and secure office petty cash management.

IT/Tech

Focus on what really matters while managing your subscriptions seamlessly.

Finance

Get 100% visibility and control over company spending in real-time. No more chasing the team for expense reports.

Sales

Easy on-the-go solution. No more traditional expense reports.

Real-time visibility

Access up-to-date information on all transactions, enabling your team to monitor spending as it happens and identify any discrepancies immediately.

real time visibility
spend control

Spend and budget controls

Allow employees to spend without losing control. Set spending limits, create approval workflows, and establish category restrictions to ensure compliance with company policies and budget constraints. Allocate budgets to departments or projects and monitor spending against these budgets to prevent overspending.

Digital receipt capture

Capture receipts in real time on the mobile app. Boya will code and report the expense – no manual data entry is needed! zero paperwork.

receipt capture
be audit ready

Comply with regulations and be audit-ready

Monitor work-related expenses in real-time rather than waiting until month-end. Identify duplicate entries, mistakes, and missing receipts to maintain accurate financial records. Ensure compliance with current VAT regulations, timely receipt collection, and vigilant cash management without expending unnecessary time or effort.

Expense policy on autopilot

Bring your expense policy to Boya and let the Boya expense management engine implement the expense rules across the business. Make it easy for everyone to spend within policy.

expense policy

Maximize security and control with Boya's single-use virtual cards.

Designed for one-time payments, these cards provide extra protection for your business transactions, reducing the risk of fraud and unauthorized use.

Consolidated data in one place

Stop switching between different tools to understand your business spending. Access all your spending data at the click of a button and in one place.

Real-time view

Know your spending commitments at all times and track your spending and cashflow in real-time.

Analytics & Insights

Leverage advanced analytics to uncover spending patterns and identify opportunities for cost savings. Our platform provides actionable insights to help you optimize your expense management strategy.

Budget Tracking

Set and monitor budgets for different departments or projects. Receive alerts when spending approaches or exceeds your budget limits, allowing you to take proactive measures.

Real-time view

Know your spending commitments at all times and track your spending and cashflow in real-time.

Analytics & Insights

Leverage advanced analytics to uncover spending patterns and identify opportunities for cost savings. Our platform provides actionable insights to help you optimize your expense management strategy.

Budget Tracking

Set and monitor budgets for different departments or projects. Receive alerts when spending approaches or exceeds your budget limits, allowing you to take proactive measures.

Exportable data

Easily export your reports to CSV or PDF formats for further analysis or sharing with your team. Integrate with your accounting software for seamless financial management.

Analytics & Insights

Leverage advanced analytics to uncover spending patterns and identify opportunities for cost savings. Our platform provides actionable insights to help you optimize your expense management strategy.

Budget Tracking

Set and monitor budgets for different departments or projects. Receive alerts when spending approaches or exceeds your budget limits, allowing you to take proactive measures.

Exportable data

Easily export your reports to CSV or PDF formats for further analysis or sharing with your team. Integrate with your accounting software for seamless financial management.

Detailed and customizable transaction reports

Access detailed transaction reports to see a complete breakdown of your expenses. Filter by date, merchant, or cardholder to quickly find the information you need.

Consolidated data in one place

Stop switching between different tools to understand your business spending. Access all your spending data at the click of a button and in one place.

Real-time view

Know your spending commitments at all times and track your spending and cashflow in real-time.

Analytics & Insights

Leverage advanced analytics to uncover spending patterns and identify opportunities for cost savings. Our platform provides actionable insights to help you optimize your expense management strategy.

Budget Tracking

Set and monitor budgets for different departments or projects. Receive alerts when spending approaches or exceeds your budget limits, allowing you to take proactive measures.

Real-time view

Know your spending commitments at all times and track your spending and cashflow in real-time.

Analytics & Insights

Leverage advanced analytics to uncover spending patterns and identify opportunities for cost savings. Our platform provides actionable insights to help you optimize your expense management strategy.

Budget Tracking

Set and monitor budgets for different departments or projects. Receive alerts when spending approaches or exceeds your budget limits, allowing you to take proactive measures.

Exportable data

Easily export your reports to CSV or PDF formats for further analysis or sharing with your team. Integrate with your accounting software for seamless financial management.

Analytics & Insights

Leverage advanced analytics to uncover spending patterns and identify opportunities for cost savings. Our platform provides actionable insights to help you optimize your expense management strategy.

Budget Tracking

Set and monitor budgets for different departments or projects. Receive alerts when spending approaches or exceeds your budget limits, allowing you to take proactive measures.

Exportable data

Easily export your reports to CSV or PDF formats for further analysis or sharing with your team. Integrate with your accounting software for seamless financial management.

Detailed and customizable transaction reports

Access detailed transaction reports to see a complete breakdown of your expenses. Filter by date, merchant, or cardholder to quickly find the information you need.

With Boya, you save time with 100% visibility and control over spend.

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