Business spend, made smarter.

We've made business spend smarter by combining cards, expenses and bill payments All-in-one with ultimate control and visibility for finance teams.

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Boya is a financial technology company, not a bank. Banking services are provided on
Boya by regulated licensed bank partners.

Trusted by thousands
of companies across industries at scale

koko
vivo
watu
equity afia
dtb
visa
hemingway
radio africa

All in one spend platform

We've made business spend smarter by combining cards, expenses and bill payments All-in-one with ultimate control and visibility for finance teams.

Corporate cards

Unlimited virtual and physical cards with in-built spend policies.

Corporate mobile money

Issue company mobile money wallets with dynamic controls. Finally, stop sending company funds to employees' personal phone numbers.

Expense management

Set spending policies with real-time approvals—Automate expense reports and taxes.

Bill payments

Collect, approve, and pay incoming invoices in one place while keeping stakeholders in sync.

Corporate mobile money

Issue company mobile money wallets with dynamic controls. Finally, stop sending company funds to employees' personal phone numbers.

Expense management

Set spending policies with real-time approvals—Automate expense reports and taxes.

Bill payments

Collect, approve, and pay incoming invoices in one place while keeping stakeholders in sync.

Business accounts

Your own business workflow and bank account working seamlessly together as one.

Corporate cards

Unlimited virtual and physical cards with in-built spend policies.

Corporate mobile money

Issue company mobile money wallets with dynamic controls. Finally, stop sending company funds to employees' personal phone numbers.

Expense management

Set spending policies with real-time approvals—Automate expense reports and taxes.

Bill payments

Collect, approve, and pay incoming invoices in one place while keeping stakeholders in sync.

Corporate mobile money

Issue company mobile money wallets with dynamic controls. Finally, stop sending company funds to employees' personal phone numbers.

Expense management

Set spending policies with real-time approvals—Automate expense reports and taxes.

Bill payments

Collect, approve, and pay incoming invoices in one place while keeping stakeholders in sync.

Business accounts

Your own business workflow and bank account working seamlessly together as one.

Control card spend at scale

You’re in control. Set spending limits, track in real-time, and block merchant categories. Limit staff spending with inbuilt policies to ensure everyone is on budget and confirm transactions via SMS. The Cards are accepted globally at ZERO fees, from online marketing spend, transportation, subscriptions, supermarkets, hotels, and restaurants.

Corporate cards
oversight
expenses

Issue expense mobile money wallets

Stop sending mobile money to employees' personal phone numbers. Enable your teams to make mobile money payments directly from corporate wallets with in-built control and policies. Limit staff spending by only using the amount allocated to their individual or team wallets.

Business accounts

Automate expenses.
Save time

Automatically collect receipts compliant with tax laws and easily categorize with the right cost labels. Access every transaction instantly and know exactly who’s spending on what. Track your top-line spending or drill into any transaction in real-time on a single dashboard from any device.

Expense management
save time
streamline

Streamline vendor payments

Automatically collect vendor invoices and get them ready for payment with your custom invoice approval workflows to put budget owners in control of every transaction. With bank transfers, mobile money, and multiple currency support, you can make payments globally with a single tool.

Bill payments

Accurately close books
5x faster

Automatically reconcile transactions and receipts in one place. Receipts are captured in real-time on the mobile app, so you don’t spend days charging your teams for paper receipts. Boya will code and report the expense – no manual data entry is needed! Zero paperwork.

Expense management
5x faster
sync

Sync with your accounting or ERP

Seamlessly create rules that map your expense accounts with Boya and use our pre-built direct integrations or custom exports to effortlessly integrate Boya transactions, invoices, and receipts into your existing accounting software or ERP like Quickbooks, Xero, SAP, Microsoft Dynamics, and NetSuite.

Expense management
doreen

“Boya enables us to track and control all our spending centrally in real-time for all our branches across the country. And we are able to add more users and branches as we scale.”

Doreen Gichuru, Chief Accountant, Koko Networks.
doreen
smith

“Boya has reduced the hustle of reconciling, tracking payments, and chasing receipts. With Boya, you don’t need to send money to employees' personal mobile money wallets, and we can see everyone’s balances and how they are using it in real-time.”

Smit Shir, Finance Manager, Koko Networks.
smith
dan

“The Boya platform enables me to have a view of the team’s spending from anywhere. I can allocate team members who need funds in real-time, ensuring continuity of operations while enforcing accountability simultaneously.”

Dan Mandi, Chief Operations Officer, Juja Road Hospital.
dan

With Boya, you save time with 100% visibility and control over spend.

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